I’m an honest person. I swear.

It’s 2020, and you probably already know that people get paid to promote things on the internet. I’m one of them, and I’m letting you know right here that many of the credit card offers, links, and services that appear on the website are from companies from which notyouraveragejo.world receives compensation. 

Some links you see on this site pay us referral fees for sending them new customers their way. However, we choose programs we either use ourselves, believe in, or think could help our readers and viewers. We’re all about adding value.

When you click to apply for those credit card products using the links that you find on this site, we receive compensation from the credit card company that issues the card. Or from the services you hear about from us. Being a part of this network makes it possible to keep developing dope videos, articles, and support a team to keep serving adding value content.

Opinions presented on this site are those of Joanna Franco, or our team of writers who at times may post their own opinions. We also include resources we truly believe in. This isn’t just a cash cow, it’s a platform to help people better their lives. 

Thanks for your support! 

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.


“Opportunities don’t come. You create them.”

Chris Grosser

“I find that the harder I work, the more luck I have.”

Thomas Jefferson

“The way to get started is to quit talking and start doing.”

Walt Disney

Let’s build something together.